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Credit cards have been banned for use in over-the-counter pharmaceutical market more than a decade ago. Some of the consequences were busts of British Dragon and MuscleBear – these companies were famous on the market in the past.

Instant money transfer era is coming to the end now. Western Union and MoneyGram became very unreliable as they widely block users for bogus reasons and also they decline way too many transfers, for instance, for some countries MoneyGram decline rate reaches 50%. Sigue App and RIA Money Transfer (Coinstar) seems to be a bit better and cheaper but their decline rate is still way too high and it’s a matter of time when they got spoiled as well. This is not about pharmaceutical market, I am talking about general trends. Nowadays, MG and WU are more a pain in the ass rather than the trusted payment method.

They used to be very popular method of payment during recent decades. People used them for sending money to relatives and for business both – locally and internationally. MuscleBear reported that each of his receivers could have easily picked up $10K volume per month and there were no issues indeed. Now WU or MoneyGram can ban you lifetime after just 1-2 transfers or don’t let your transfer to pass through from the very beginning. Sometimes they provide a reason but in most cases you cannot even understand why they blocked you you as their support is lazy and full of incompetent immigrants who badly speak your language and they which provide controversial explanations if ever. I have seen forum treads with WU complains, in one case a name of refused customer was just similar to someone in terrorist checklist, in another case a person did too many transfers while paying salary to employees – as a result all have been banned.

In fact the only more or less safe way you can use these systems for is to send a small transfer to relative once per year and keep all supporting/proof documents. Also keep in mind that the fraud occurs quite often with Mexican, Philippine or Chinese transfers, I bet you’ll get scared to use WU anymore. I am talking about the cases when you send a transfer to a beloved relative but it never arrives because corrupted local bank workers have withdrawn it for themselves leaving no traces for police. You are disappointed or even outrageous, you are calling your local WU support but all they can say is that the transfer has been picked up!

DO NOT USE WESTERN UNION AND MONEGRAM ANYMORE!

Using these systems leads to wasting of time. You arrange a transfer and think all is set but the problems have just begun. Several days later you realize that the transfer has been canceled and have to wait for a week or travel 20 miles away to get your money back. At the same time receiver is struggling on his end – visiting the bank, calling technical support and so on.

There are two major reasons of such trend. First of all, they have to fight carders and their scoring customer evaluation policy became very strict. They may decline you because of your name, your bank, your card or the distance from your current location to your card issuing organization. Another reason is that the regulations of local authorities became VERY strict and they prefer to lose 30-50% of customers rather than to lose the whole business. On my opinion they gonna lose this business anyway, but such cautious policies allow them to run it for 5-10 years more.

So, what’s the solution? If you have to use instant money transfer – better use Sigue App or RIA although they are far from ideal, too. Bank transfer works much better. In some occasions you may use banking systems like Transferwise  ou WorldRemit

However, the best solution would be using BITCOIN (BTC)
or other cryptocurrencies, you will be provided an address where to send them after checkout. There are plenty of ways to get Bitcoins. For instance, you may use Circle , Base de moedas or send directly to vendor’s purse through cryptocurrency exchange market (e.g. Bitcoins locais , Paxful ).

Once registered, it is getting easier to pay for your next order, which is the perfect solution for loyal customers. Moreover, installing mobile App provides you the freedom to arrange payment anytime form anywhere.

For more information, please read following article: How to get bitcoins with credit card or contact our customer support.

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